Corporate Benefits

Attractive insurance plans for groups and companies offering benefits for your employees ensuring at affordable costs.

Group or Collective Health Insurance

If you are interested in the health and financial stability of your employees, there is a spectrum of products providing options for Health Insurance, with greater advantages and new options to allow your employees to work with peace of mind.

And remember that the premium is tax-deductible when you purchase Major Health Expense Insurance, which will give your company a tangible benefit in the actual cost of the insurance.

Group or Collective Life Insurance

GROUP LIFE INSURANCE

One-year renewable temporary insurance with basic coverage for death. It is designed for the protection of your employees in the event of any accident or situation which puts their physical welfare at risk.

It can consist of at least 75% of the total amount insured, as long as the employee shares in premium payments, and 100% if the client pays the total cost of the premium. A group must consist of a minimum of 10 persons.

Members can be added to the policy without medical examination as long as the maximum amount determined for this purpose is not exceeded.

Having life insurance for your employees offers multiple benefits:

• It strengthens the sense of identity and permanence.
• It gives employees confidence and security.
• It produces motivation, reducing employee turnover.
• It conveys an image of social awareness on the part of the company.
• Knowing that your employees’ families are protected brings you peace of mind.
• It is tax-deductible if it is offered to all employees (as long as the sponsor pays the cost of the premium).

COLLECTIVE LIFE INSURANCE

The purpose of this product is to offer collective entities (10 members or more) the peace of mind that comes from having a form of insurance that completely covers all the needs of its members, and which allows the client versatility and ease in handling it.

Debtor Life Insurance

Collective Debtor Life Insurance serves a twofold purpose in credit transactions. On the one hand it affords the Creditor the guarantee of recovery in the event of the Debtor’s death, and on the other hand it protects the property of the insured by covering the contracted debt.

Guardian Life Insurance

This plan is designed to allow educational institutions -schools, colleges, universities- to ensure that students will complete their studies in the event of the death of a parent or guardian.

Collective Guardian Life Insurance is temporary, one-year insurance renewable at the end of the term.

The basic coverage of this policy consists in payment of tuition and enrolment fees for the school grades remaining for the student to complete at a given educational institution.

Payroll Deduction Insurance

A personal life-insurance program comprising policies for workers as a collective group, allowing workers to take out and pay for life insurance with attractive premium rates which are deducted by payroll.

This system makes it possible to acquire temporary life insurance for 20 years and lifelong plans with savings options for employees, with rates and special conditions that would not normally be available to them as individuals.

Insurance companies have the technology to minimize the work load this program might create for the company or office. This program also allows employees to retain their policy, even if they should no longer be employed by the company

These plans offer a family protection program designed according to the specific needs of the employees, to allow them to have an insured estate.